Wedding guest woes

Weddings have significant financial implications for guests. Here’s a formula for wedding gifts and tips on how to graciously decline invitations.

Limit shower to family

Dear Miss Manners: I am fortunate enough to be expecting in a few months, and I have a very sweet and generous mother-in-law who would like to throw me a baby shower. (My mother would like to as well, but her finances are tight, so it wouldn’t be so bad if she let my MIL take the reins.